Money-Back Guarantee on Real Estate Systems. There is a money-back guarantee from 30 days of purchase on Real Estate Systems only. For valid return no audio and/or forms disks can be damaged. For return, please request return authorization from robert@powerphonenumbers.com and all materials are to be received within 10 days from return authorization issued. Upon receipt of the returned materials refund will be credited to customer's credit card account. Since IWS sells Real Estate Systems in bundles the formula to determine the refund is as follows:

• Amount of money received minus shipping fees = X
• X minus $49.00 (if there was a web set-up) = Y
• Y divided by the number of real estate systems purchased = Z
• Z = cost per product
• Z = refund amount per product